DELETEAssociate Member Directory

Candescent helps banks deliver fast, connected, and modern financial experiences—propelling them into the era of Intelligent Banking. They raise the standard of experience, trust, and service so businesses, families, and communities can grow stronger together. Their extensive portfolio and integrated ecosystem of solutions, built on an API-first architecture, enable institutions to optimize and extend capabilities by connecting custom or third-party tools. With connected in-person, remote, and digital experiences, they reinvent service across every channel. Candescent empowers financial institutions to accelerate growth, deepen engagement, and compete confidently in a digital-first world.

Capital Business Funding is a trusted direct lender specializing in asset-based financing and invoice factoring for small to mid-sized businesses. For over 20 years, Capital Business Funding has provided reliable working capital solutions to companies across industries including manufacturing, staffing, and startups. The firm focuses on helping businesses that struggle to secure traditional bank loans by offering customized financing plans tailored to unique needs. With competitive advance rates and transparent fees, Capital Business Funding ensures flexibility without long-term contracts or hidden costs. Their experienced team emphasizes strong client relationships, investing in each client’s growth and success. By delivering dependable cash flow and financial support, Capital Business Funding empowers businesses to overcome obstacles, scale operations, and achieve long-term profitability.

Carr, Riggs & Ingram CPAs and Advisors is a top 25 accounting firm in the United States and top ten in the Atlanta MSA. CRI provides risk-based, cost-effective assurance and advisory services to over 200 financial institutions across the Southern US. Our highly credentialed Atlanta based advisory professionals specialize in internal audit, Bank Secrecy Act, consumer compliance, IT audit and credit quality reviews. We also provide value added FDICIA/SOX implementation and compliance services.

At Cassidy Coates Price, P.A. we try cases, we help our clients do deals, and we help our clients solve problems. Cassidy Coates Price, P.A. was founded in January 2002. It is a small law firm engaged in a large firm practice. We have nine lawyers who provide representation and counsel in the areas of litigation, alternative dispute resolution, real estate, business and corporate matters, bankruptcy and banking, employment, competition and trade secrets, professional liability, family law probate and elder law, and health law. Collectively we have over 200 years of experience in the practice of law. At Cassidy Coates Price, P.A. we pride ourselves not only on our legal experience and knowledge, but also on our dedication to dealing with the entire needs of our clients—we take the time to know and develop a relationship with our clients in order to fully understand how we can best represent them. We understand that our clients are not looking for generic legal advice and strive to provide the best advice possible in light of the client's particular circumstances and goals. Cassidy Coates Price, P.A.’s commitment to our clients is really very simple: We listen. We understand. We respond.

Flex-Pay Payroll Services offers payroll and HR software, time and attendance solutions, and cafeteria plan administration. No business is too big or small to take advantage of our services from 1 employee monthly to over 1,000s weekly including over 50 community banks across North and South Carolina. Our clients come from all industry segments; we do not focus on a target market as we are able to provide excellent service and expertise to any business with a payroll. Flex-Pay holds a strong reputation as a regional payroll provider serving companies in all 50 states for 16 years with excellent customer service and competitive pricing against the national providers. Our ability to provide our clients with reports and a variety of products they need when they need them without an additional charge and with outstanding customer service sets us apart! SCBA members are eligible for an in–depth payroll analysis from Flex-Pay at no cost and special rates, contact us today for details! Contact: Sherry Reddick, Regional Vice President, Phone 336-245-2261, Cell 336-462-7838, sreddick@flex-pay.com

Provides and services security banking equipment, ATM/ITMs, and TCRs in the Southeast US. Technology, equipment, and customer expectations are constantly changing. Staying ahead or even keeping up can feel overwhelming, especially when you are trying to focus on your responsibilities. It doesn’t have to be that way. For 20+ years, CBSI has been partnering with clients to equip their facilities for success and provide the support and service needed to keep them running at peak performance.

Centrant Community Capital is a mission-driven lender, leveraging the resources of the banking industry to finance the creation and preservation of quality affordable housing. Established in 1990, we provide first-lien, permanent financing for apartment communities that are affordable to low- to moderate income households. Our consortium model enables member banks of all sizes to support community reinvestment efforts in their markets in a safe, profitable manner. With nearly 100 member financial institutions, we are one of the largest consortia of our kind in the nation. To date, we’ve provided over $500 million in loans to support the development of over 26,000 units across the Southeast. Member Benefits • All loans offered for subscription on a voluntary basis – participation is never mandatory • Select loans that meet your investment, portfolio and CRA goals, at a level that is right for you • Centrant Community Capital provides on-going support for every loan in our portfolio, including servicing, payment remittance, asset management and annual property inspections • Exceptional portfolio performance – our loss history to date is less than 0.25% of total loans

CLIMB Fund is a certified nonprofit Community Development Financial Institution (CDFI) dedicated to dismantling poverty by providing accessible capital that creates jobs and expands economic opportunity. Established in 1979 as the Charleston Citywide Local Development Corporation (LDC), the organization was founded to revitalize urban areas and strengthen Charleston’s small business ecosystem. For more than four decades, Charleston LDC supported start-ups and growing businesses across Charleston, Berkeley, and Dorchester counties. In 2021, the organization re-emerged as CLIMB Fund to reflect its expanded mission of serving underserved entrepreneurs statewide, with a strong focus on rural and persistently impoverished communities. Today, CLIMB Fund leverages capital and delivers robust technical assistance, resulting in the creation of more than 475 jobs in low- to moderate-income communities.

Colliers | South Carolina is the largest full-service commercial real estate firm in South Carolina with an annual transaction volume of $1.5 billion. The firm has 225 real estate professionals covering the state with locations in Charleston, Columbia, Greenville and Spartanburg. Colliers is the largest manager of commercial real estate properties in South Carolina with a portfolio of over 31 million square feet of office, industrial, retail and healthcare properties. Colliers | South Carolina’s sister company, LCK, provides project management services across the Southeast and beyond with an annual project value of $1.3 billion. LCK helps clients maximize the value of their development projects while remaining on schedule and within budget. Colliers and LCK staff hold more professional designations than any other commercial real estate firm in South Carolina.

Community Bankers’ Bank is a State-Chartered Fed Member bankers’ bank, owned and directed by independent community banks in the Fifth Federal Reserve District and contiguous states. It gives community banks unique and outstanding value through the economies of scale it creates as a bank partner, never a competitor. It provides the products and services that banks need to operate and excel. CBB's competitive pricing and superior service make it a vital resource for community banks. Contacts: Gary R. Shook, President & CEO, and Darrell E. Rogers, SVP, Regional Manager.

Compass South Appraisals specializes in appraising timberland, agricultural, and commercial properties in South Carolina and southern Georgia. In establishing the firm, one of our goals was to create an appraisal group that focused on non-residential rural and commercial properties. CSA team has exceptional commercial appraisal experience with the extensive timber, recreational, and agricultural products. There are very few appraisal companies that seek this kind of specialization and we are proud to be one of the leading such firms in the region. As specialists, we focus on two main categories of property: commercial properties and timber and timber cruise work, recreational and agricultural properties- including plantations and other such large-acreage residential estates. All of our appraisal services are performed in compliance with Uniform Standards of Professional Appraisal Practices (USPAP), the Interagency Guidelines of the FDIC, and the standards of both the American Society of Appraisers, Appraisal Institute and are internally reviewed prior to delivery to our clients.

Our journey began in 2010, driven by the enactment of Dodd-Frank, which created a vital need for State Bankers Associations to assist their community bank members grappling with a surge of regulatory challenges. By 2011, the State Bankers Associations had responded to the industry’s challenges by creating Compliance Alliance which aimed to address the needs of banks overwhelmed with frequent examinations and the new regulations. As Compliance Alliance has grown, it became clear that our commitment to services and programs specifically tailored to the dynamic regulatory landscape while addressing the unique needs of community banks must continue. Over time, this initiative evolved into a comprehensive suite of services that includes Compliance Hub, Virtual Partners, and Tailored Solutions. Established in partnership with 16 initial State Bankers Associations, Compliance Alliance’s services were designed to go beyond those offered by endorsed partners, taking a lead role in addressing the quickly changing regulatory landscape. Today, Compliance Alliance supports community banks nationwide as they navigate the complexities of regulatory compliance best practice. Compliance Alliance has emerged as the foremost compliance service provider for community banks nationwide. Ownership is vested in 38 State Bankers Associations, and our Board of Directors includes the President/CEO or their designee from each of these associations. Collectively, the 38 State Bankers Associations own 100% of the company shares and all profits generated benefit these associations. C/A’s esteemed Board guides our affairs, setting policies, objectives, and overseeing management, while playing a pivotal role in shaping the direction of our compliance services for member banks. In 2020, we introduced Virtual Partners – the revolutionary Virtual Compliance Officer (VCO) program. This compliance management innovation integrates VCOs at the community bank-level, revolutionizing compliance management, and ensuring a cohesive and adaptive response to regulatory challenges. At the heart of Compliance Alliance is a reputation forged as the premier provider of compliance services exclusively tailored for banks. Our team, led by attorneys, compliance officers, former bankers, and regulators, brings a wealth of experience to assist community banks nationwide in addressing their most pressing compliance and regulatory issues. With over 500 years of combined experience, our expert team holds various certifications, including CRCM, ACAMS, CAFP, CCBCO, CBAP, CCBIA, CCEP, CIA, CPA, AAP, and CERP, among others.

For over two decades, Cornerstone Advisors has stood as the trusted partner to community and regional banks navigating an increasingly complex financial landscape. In today's environment—where rising cost of funds, fluctuating interest rates, deposit growth demands, and mounting non-interest expenses converge, financial institutions need more than conventional solutions. Cornerstone delivers outcomes that matter. By combining deep industry expertise, proprietary data analytics, and bold strategies, we transform how banks operate in challenging times. Our approach unites people, processes, technology, and data to create smarter, more resilient financial institutions. Whether you're implementing new core banking technology, enhancing customer experiences, expanding digital capabilities, improving operational efficiency, or driving deposit growth, Cornerstone provides the gritty insights and proven methodologies to achieve measurable results.

Crawford & von Keller, LLC is a full-service Creditors’ Rights and Landlord-Tenant law firm representing clients throughout the Carolinas and Tennessee. Clients will receive personal service and individual attention through all stages of the legal process from our experienced attorneys and staff of dedicated professionals as we aim to provide big law results with a boutique feel. Put our experience, attention to detail, and personalized services to work for you and your team.

Crowe LLP is a public accounting and consulting firm whose financial services team brings deep subject-matter specialization and experience with all types of organizations – from traditional banks to fintechs, insurance, specialty finance, broker dealers, and other nonbank segments. Our 1,100+ financial services team live and breathe financial services every single day – making us an industry leader. We work with more than three-fourths of top 100 U.S. banks and have maintained relationships with more than 400 financial institutions for more than 10 years.

CRS Data is a web-based solution offering access to public records to thousands of organizations across America. We provide quick access to: sales and mortgage histories, warranty deeds, mortgage market share, comparables, interactive GIS and plat maps, area demographics, and property analysis. CRS Data can assist your financial institution in its efforts to provide safety and soundness and meet the ever changing demands of the financial regulators. We specialize in collecting valuable public record information pertaining to residential and commercial real estate transactions. We then convert the data into a useful, intuitive format that our customers appreciate. Our tools are like having the whole courthouse, plus the tools to find and analyze real estate and mortgage information at your fingertips, just the way you want. To maintain our market leadership position, CRS Data is committed to expanding both the product capabilities and markets served. We continue to design and enhance functionality to meet the ever-evolving needs of our broad base of customers.

CSRA Business Lending is a non-profit Certified Development Company of the U.S. Small Business Administration licensed by SBA to make and service SBA-504 loans in Georgia and South Carolina. In addition to the SBA-504 program CSRA operates a small loan fund called CSRA Direct that makes loans up to $500,000 that do not fit the typical SBA eligibility box. CSRA is an Accredited SBA-504 Lender given to the nations top SBA-504 lenders by the U.S. Small Business Administration and has financed over 1,000 projects totaling over $1 billion dollars in small business projects in Georgia and South Carolina since its inception in 1979.

D.A. Davidson & Co., founded in 1935, is a leading investment bank and full-service financial services firm offering comprehensive financial advisory and capital markets expertise. The financial institutions group, a leader in the financial institutions industry and the largest industry vertical within D.A. Davidson, has extensive M&A and capital markets transaction experience serving community and middle market bank clients, D.A. Davidson Companies, our parent organization, is a financial services company with approximately 1,400 employees and offices in 26 states.

Darling Consulting Group is a leading provider of risk management consulting and strategic advisory services to the banking industry. DCG’s services include independent strategic ALM consulting, model risk management and validation, education, and decision-making support tools. With over 40 years of experience, our team of experts provide advice and guidance that is tailored specifically to each institution – we bring clarity to the complex.

DCI is the developer of the award-winning iCore360® core banking software, plus iCoreGO® digital banking and fintech processing solutions for community financial institutions nationwide. We’re privately owned by our community bank clients, with several serving as board members and user group leaders. DCI offers private ATM network/card management, FrontLine teller software, custom data analytics, risk/vendor management, and more. And, by providing digital and Fintech deliverables that integrate with any system – even those of our competitors – we offer unique partnerships to both existing and prospective customers. For additional information about DCI, visit www.datacenterinc.com or contact info@datacenterinc.com.