2019 CFO Conference
The 2019 CFO & Financial Officers Conference is specifically designed to provide strategic insights and critical industry updates you need to lead your bank to success.
Our impressive line-up of national experts will provide presentations on ALCO, Vendor Management best practices, regulatory changes, liquidity risk, interest rate risk, and other relevant topics. Participants will gain a wide variety of information from expert speakers on topics that community bank chief financial officers have repeatedly requested, and return to the bank ready to implement newly found ideas and knowledge.
AGENDA
9:00 – 9:30 a.m. | Registration
9:30 – 10:30 a.m. | The ALCO Process – Driving Bank Performance
Omar Hinojosa, CFA, Senior Consultant, Taylor Advisors, Louisville, KY
There is no doubt that our lending program provides the fuel for our banking engine, but it is also true that our ALCO process drives our bank performance. The decisions we make in the ALCO drive our mix of assets, the margins we achieve in those assets, and the capital we need to make this all happen. This session will focus on the various indicators that drive how we perform in terms of ROA and ROE metrics.
10:30 – 10:40 a.m. | Networking Break
10:40 – 11:40 a.m. | Facing the Liquidity Challenge Ahead – Are You Ready?
Al Forrester, Founder & CEO, FICast Data, LLC, Atlanta, GA
As loan growth continues to outpace deposit growth, banks are faced with the need to manage liquidity to support expansion. This session will address the changing liquidity landscape in the industry, and what every bank should be doing to develop a “best practice” approach in liquidity management – regardless of the levels of liquidity a bank may have today.
11:40 – 11:50 a.m. | Networking Break
11:50 – 12:40 p.m. | Funding Strategies for a Changing Deposit Marketplace
Danny Capitel, Regional Director, Promontory Interfinancial Network, Atlanta, GA
Over the last decade, gathering deposits has not been a priority for many banks. Liquidity was plentiful and loan growth was the primary focus. However, over the last year the increase in loan demand has absorbed excess liquidity, the Fed has begun to unwind its quantitative easing policy, and the nation’s largest banks have shifted their deposit gathering priorities. All of this has led to a more competitive deposit market in what appears to be a rising rate environment. This session offers ideas for creating a well-defined deposit growth strategy leveraging both “on” and “off” balance sheet opportunities.
12:40 – 1:30 p.m. | Lunch
1:30 – 2:30 p.m. | Interest Rate Risk and Your Institution’s Exposure to LIBOR
Omar Hinojosa, CFA, Senior Consultant, Taylor Advisors, Louisville, KY
Coming out of the financial crisis, it was widely reported that global banks had been manipulating the LIBOR survey, which distorted the market to the banks’ advantage and misled investors. As a result, market governing bodies across the globe have coordinated a shift away from LIBOR and begun developing alternative reference rates. As it stands today, LIBOR is scheduled to be sunset at the end of 2021. The transition towards an alternative reference rate has the potential to create risks for depositories with financial contracts that reference LIBOR. This session will discuss the impact of LIBOR on your institution and help you prepare for potential balance sheet risks during the transition.
2:30 – 3:30 p.m. | Karl’s Industry Update, Tips for Success, and Q&A.
Karl Nelson, Founder & CEO, KPN Consulting, Atlanta, GA
This session will provide an update on the industry including digital account opening trends, Fintech update, and more.
3:30p.m. | Conference Adjourns
$290 | Members
$810 | Non-Members
6.0 Hours CPE Credit Available
Please Register before September 10, 2019.
