2019 Community Bankers Forum

9:00-9:30 a.m. – Registration & Coffee and Pastries

9:30 a.m. – Business Session
Opening Remarks
J. Ted Nissen, Chairman, Community Bankers Division; Executive Vice President, First Community Bank, Lexington, SC

9:35 a.m. – CSI: South Carolina (Margin Pressures in a Declining Rate Environment)
It is fairly obvious if someone is taking money from your bank.  It could be as noticeable as a burglar walking into the lobby and holding it up.  It is less apparent if someone internally is slowly draining the coffers.  However, you most likely have policies and procedures around preventing and catching these types of activities.  During this presentation, we will look into a crime that occurred over 10 years ago…and is still occurring today in banks across the country.  We will go back to the scene of the crime, look into the clues surrounding the misconduct, and lay out the entire sequence of events – all in the hopes of catching the criminal.
Ryan W. Tillery, Partner and Managing Director, Performance Trust Capital Partners, Charleston, SC

10:25 a.m.-10:45 a.m. – Networking Break

10:45 a.m.- SCBA Legislative Agenda
The monitoring of legislative and regulatory issues is the number one priority of the South Carolina Bankers Association. This is effectively carried out by A. O’Neil “Neil” Rashley, Jr., senior vice president, government relations, economic development and counsel at the South Carolina Bankers Association, Columbia. The SCBA is in the midst of an important legislative session and Mr. Rashley will brief you on the SCBA Legislative Agenda and this year’s session in Columbia.
A. O’Neil “Neil” Rashley, Jr., Senior Vice President and Counsel, Legislative and Regulatory, South Carolina Bankers Association, Columbia, SC

11:00 a.m. – The Economic Situation:  Slower, Faster, or Recession?
This data-driven presentation focuses on the U.S. 2020 economic outlook and includes discussion of national and world forces and their impact on the South Carolina economy.  The session will include an examination of Trump administration trade and regulatory policies and how those policies are affecting the outlook for the 50 states
Dr. Bruce Yandle, Dean Emeritus, Clemson University, College of Business & Behavioral Science, Clemson, SC

Noon- Luncheon and Sponsor Meet and Mingle

1:00 p.m. – Mortgage Bankers Panel: Opportunities and Challenges
Panel Moderator:  J. Ted Nissen
Panelist: John L. Girardeau, Executive Vice President – Mortgage Operations, Security Federal Bank, Aiken, SC
Travis A. Minter, Executive Vice President, Director of Mortgage and Retail Banking, South Atlantic Bank, Myrtle Beach, SC

1:40 p.m. – Regulatory Panel

Panel Moderator:  J. Ted Nissen
Panelist:  Jeffrey L. “Jeff” Burgess, Field Supervisor, Federal Deposit Insurance Company, Charlotte, NC
Richards H. Green, Commissioner of Banking, South Carolina Board of Financial Institutions, Columbia, SC
Katie Reeder, Analyst to the Assistant Deputy Comptroller, Office of the Comptroller of the Currency, Charlotte, NC
Paul S. Frey, Senior Manager, Supervision, Regulation and Credit, Federal Reserve Bank of Richmond, Charlotte, NC

2:40 p.m. – Closing Remarks

2:45 p.m. – Adjournment

This event has been approved for 4.5 CPE Credit Hours