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2019 Fall Compliance Conference

9:00 a.m. – Registration
9:30 a.m. – Business Session
10:30 a.m. – Networking Break
Noon – Luncheon
1:00 p.m. – Business Session Continues
4:00 p.m. – Session Adjourns


$295 | Members
$785 | Non-Members

Sponsored by:

Porter Keadle Moore logo

HMDA:  What lessons have we learned?  In this session, we will take a quick look at the common pitfalls and best practices noted in recent audits and examinations relative to gathering information, recording, and reporting data under current HMDA rules.   

Fair Lending Analysis: What are the key risk indicators? This session will break down the key fair lending risk indicators from the joint agency examination procedures.  Through this session, you will gain a better understanding of how the key risk indicators lead to focal points in fair lending examinations and audits.  The session will also include examples of potential fair lending issues and provide best practices for consideration to mitigate heightened fair lending risk. 

Community Reinvestment Act (CRA) Update and Refresher:  This session will provide a timely update on the current status of CRA modernization efforts, as well as provide a refresher on the key performance indicators under current CRA rules and examination processes. 

RESPA Section 8:  Why are we talking about this again?  Mortgage lending is picking up and increased competition in the market place can inadvertently create an environment where costly RESPA Section 8 violations can occur.  This session will provide an overview of the RESPA Section 8 rules and regulations, and provide examples of potential pitfalls to avoid and best practices to consider to avoid costly violations.

Private flood insurance:  What do we need to know?  This session will include an overview and analysis of the new Private Flood Insurance rules which were effective July 1, 2019.  The key provisions discussed in this session will include Mandatory Acceptance of Private Flood Insurance and Compliance Aid; Discretionary Acceptance of Private Flood Insurance; and Coverage by Mutual Aid Societies. 

ATR / QM Regulatory Relief Update.  On May 24, 2018, the Economic Growth, Regulatory Relief, and Consumer Protection Act was enacted which, in part, mandated changes to certain provisions of the Dodd-Frank Act, including ATR/QM mortgage rules.  Implementation of the ATR/QM changes require action by the CFPB to update Regulation Z.  This session will provide a current update of the status of ATR/QM reform efforts based upon the latest developments and information from the CFPB and joint agencies. 

UDAAP for Lenders:  Unfair? Deceptive? Abusive? – You may think you’re treating all customers fairly but do your actions present a UDAAP issue to applicants? During this session we’ll cover the do’s and don’ts to avoid potential UDAAP issues.

Elder Abuse in Lending: What does it look like?  Mandatory reporting in SC? Being in a customer facing position puts you on the frontline of identifying and reporting elder abuse. What do you look for? What’s required by the federal government? What’s required by the state of South Carolina? We’ll discuss all of this and more during this session.

BSA issues for lenders:  What should I be aware of? BSA has been, and continues to be, a high priority for regulators. Issues discovered during exams can often times be linked to frontline employees completing their daily responsibilities. During this session we’ll
look at BSA issues specific to lenders and how lenders can use BSA requirements to generate more loans.

Marijuana Banking – Where do we stand as it relates to CBD, Hemp and Marijuana banking and the applicable requirements?

We’ll discuss industry updates and where the regulatory agencies seem to stand on this topic.


Oct 10 2019


9:00 am - 4:00 pm

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Courtyard Marriott Downtown @ USC
Columbia, SC
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