2020 Commercial Lending School
Course Overview
This school is designed to provide the Commercial lender, Senior Loan Support Officer, or Loan Review Officer with the tools required to generate and support the commercial lending function of the bank. The class will build the skills required to support the analysis of commercial borrower’s financial statements and to support the regulatory requirements for risk management. Relationship banking requires the modern commercial lender possess top notch business and analytical skills. The proper management of the commercial portfolio is one of the requirements of today’s lenders. This is in part accomplished by the proper application of the bank’s risk rating system. The documentation of the loans from Credit Memo writing to closing documents is an expected responsibility of the Loan Officer. The school will include among others the following topics:
• Current industry trends
• Regulatory requirement
• Review of accounting
• Ratio Analysis
• Cash flow analysis
• Borrowing causes
• Documentation requirements
• New business development
The school will use a combination of lecture and case studies.
Agenda
8:30 a.m. – Registration (Tuesday) Day 1
8:30 a.m. – Business Session by David Kemp (Wednesday and Thursday) Day 2 and Day 3
9:00 a.m. – Business Session by David Kemp (Tuesday) Day 1
Noon – Luncheon
1:00 p.m. – Commercial Loan Documentation by Matthew B. “Matt” Hill, Adams and Reese, LLP, Columbia (Wednesday)
4:30 p.m. – Adjournment
Sponsored by
Hotel Reservations
You are responsible for your own hotel reservations. A small block of rooms has been reserved for the evenings of Feb. 4 & 5, at Springhill Suites Downtown/The Vista, 511 Lady Street, Columbia, South Carolina. Please call 803-978-2333 for reservations. Be sure to identify yourself as attending the SCBA Conference. The room block will be held until Jan. 2, 2020, with a special SCBA room rate of $142.00, plus tax per evening. This rate includes parking, a breakfast buffet, and WiFi. Please make your reservation prior to this date, as the rooms will be released to the general public after this date. Guarantee your room if you will arrive after 4:00 p.m. PLEASE MAKE ROOM RESERVATIONS PROMPTLY AS THE ROOM BLOCK WILL FILL UP QUICKLY.
16.2 CPE Hours Available
Please Register Before January 28, 2020.
Lunches are included in the registration fee.
Due to necessary commitments and expenses, there will be no refund of registration fees after noon on January 31, 2020.
SUBSTITUTIONS CAN BE MADE!
If you have questions, please call the SCBA at 803.779.0850.
Instructors
David L. Kemp is president of Bankers Management, Inc., (BMI), formerly The Management Group. BMI is a nationally recognized company in financial services training and bank consulting. Prior to forming BMI, Kemp served as vice president, director of credit services for Cannon Lending Schools, as well as through banking associations sessions for individual financial institutions.
Matthew B. “Matt” Hill is a partner with Adams and Reese, LLP, Columbia. He practices in the area of banking and financial services, serving as counsel to national and regional banks, and other institutional lenders in connection with credit facilities provided for office and retail development projects; industrial facilities; asset-based financing; and troubled debt restructuring and workouts.