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2020 Safety and Soundness Workshop

This workshop will discuss each of the CAMELS components facilitated by Karl Nelson and a panel of top regulators from the OCC, FDIC, Federal Reserve Bank, and the State Banking Department who will share their views with our participants. Please join us as we dig into the most relevant issues facing our banking industry revolving around enhancing our risk management process to ensure continued success in 2020 and beyond.

Agenda

8:30 – 9:00 a.m. – Registration, Coffee and Pastries

9:00 – 9:45 a.m. – Capital Adequacy Discussion
Karl Nelson, Founder & CEO, KPN Consulting, Roswell, GA
We see an interesting discussion around Capital in our future and nothing holds as much opportunity or difficulty than the question of “How much Capital is Enough?”. This presentation will address some of the key criteria for establishing the “right” amount of Capital and discuss how we see regulators managing this issue going forward.

9:55 – 10:40 a.m. – Asset Quality Discussion
Karl Nelson, Founder & CEO, KPN Consulting, Roswell, GA
There are good reasons for our regulators’ concerns over real estate lending and this presentation will highlight the issues of higher risk loans seen through the lens of charge-off experience during the crisis. We will also focus on loan portfolio stress testing and why this will become the new normal.

10:50 – 11:35 a.m. – Management Discussion
Michael Carpenter, Risk Solutions Architect, Ncontracts, Brentwood, TN
We see our regulators spending more time on this rating in the future as they continue looking for sound practices around such issues as the strategic planning process, enhanced risk management concepts, and making certain our Boards of Directors oversee the Risk Profile of our organizations in the future.

11:35– 12:15 p.m. – Morning Panel Discussion
The panel of senior representatives from the OCC, FDIC, Federal Reserve Bank, and the State Banking Department will share their views with our participants on the three morning sessions.

12:20 – 1:05 p.m. – Lunch

1:10 – 1:55 p.m. – Earnings Discussion
Michael Carpenter, Risk Solutions Architect, Ncontracts, Brentwood, TN
With earnings for the industry back on track, we look to what could be a problem should the expected rise in longer term rates finally take place. The investment portfolio along with fixed rates loans in that portfolio could spell trouble for our bankers and this presentation will focus on how we approach this subject in 2019.

2:05 – 2:50 p.m. – Liquidity & Funds Discussion
Danny Capitel, Regional Director, Promontory Interfinancial Network, Atlanta, GA
The focus of this session is on how we measure liquidity risk and what kind of policies and procedures are needed in order to maintain a sound “L” grade. This presentation and response is particularly important to bankers as we wrestle with the shortcomings of a short funding concept coupled with a need to take on longer-term assets for profitability. What is the best core/wholesale funding concept for our industry and how do our examiners see this issue?

3:00 – 3:45 p.m. – Sensitivity Discussion
Al Forrester, Co-Founder & CEO, FICast Data LLC, Woodstock, GA
Though this issue has been on the radar for over fifteen years, our regulators are as concerned with this topic as any other as we enter 2019. Understanding your own IRR model and making certain that your Board is involved with this issue is a major issue facing our industry in the future. This presentation will focus on how modeling works with an emphasis on Economic Value of Equity as the key concern for 2019. We will examine the difference between planning and risk with an eye toward how stress testing has become the central issue in this rating.

3:45 – 4:15 p.m. – Afternoon Panel Discussion
The panel of senior representatives from the OCC, FDIC, Federal Reserve Bank, and the State Banking Department will share their views with our participants on the three afternoon sessions.

4:15 p.m. – Workshop Adjourns

Please Register Before February 6, 2020
Lunch is included in the registration fee.

Due to necessary commitments and expenses, there will be no refunds of registration fees after noon on February 7, 2020.
SUBSTITUTIONS CAN BE MADE.

Karl Nelson

Founder & CEO, KPN Consulting
Karl Nelson is the Founder and CEO of KPN Consulting. His career has included senior positions with IDC Deposits and Promontory Interfinancial Network. In addition, Karl served as a Senior Vice President with the Federal Home Loan Bank of Atlanta from 1991 through 2002 where he managed the sales and marketing, strategic planning, and trade association/regulatory outreach efforts and served on the bank’s ALCO. Prior to joining the Home Loan Bank, he was involved for eighteen years with various regional banks. Karl serves on the faculties of the Graduate School of Banking in Madison, Wisconsin and Boulder, Colorado, the Graduate School of Bank Investments & Financial Management in Columbia, South Carolina, as well as the faculties of the state banking schools in Florida and Tennessee. He is also a Past Chairman of Neighborhood Lending Partners, Inc, a Community Development Financial Institution serving the affordable housing and community revitalization needs for communities in the state of Florida. Mr. Nelson is an organizing Director and former ALCO Chair for a de novo bank in North Carolina and consults regularly with community financial institution Boards and Management on business strategies.

Date

Feb 11 2020

Time

8:30 am - 4:15 pm

Cost

Member=$325 / Non-Member=$825

More Info

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Location

Graduate Columbia (formerly Inn at USC)
1619 Pendleton Street, Columbia SC
Category
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