2021 Commercial Lending School
Registration Now Open!
May 11-13, 2021
Contact Anne Gillespie with questions, agillespie@scbankers.org
This school is designed to provide the Commercial lender, Senior Loan Support Officer, or Loan Review Officer with the tools required to generate and support the commercial lending function of the bank. The class will build the skills required to support the analysis of commercial borrower’s financial statements and to support the regulatory requirements for risk management.
Relationship banking requires the modern commercial lender possess top notch business and analytical skills. The proper management of the commercial portfolio is one of the requirements of today’s lenders. This is in part accomplished by the proper application of the bank’s risk rating system. The documentation of the loans from Credit Memo writing to closing documents is an expected responsibility of the Loan Officer. The school will include among others the following topics:
• Current industry trends
• Regulatory requirement
• Review of accounting
• Ratio Analysis
• Cash flow analysis
• Borrowing causes
• Documentation requirements • New business development
The school will use a combination of lecture and case studies.