2022 Fall Compliance Conference
One of our biggest challenges continues to be Change Management! Changing interpretations and new expectations add to the increasing complexity of the issues we face. Our fall compliance update that will address emerging issues, upcoming compliance deadlines and what’s on the horizon. Patti will provide informative insight into keeping your compliance management system efficient and effective, sprinkling in a little humor for good measure!
Attendees love the comprehensive handouts Patti provides including references to all relevant source documents and resources. If there is a matrix or a flowchart to be found, she’ll share her favorites! We’ve got a LOT to talk about! There is no doubt that Fair Lending and Fair Servicing, a dynamic combination of Fair Lending laws and regulations combined with UDAAP principles permeates everything we do! Customers are voicing their opinions and we are definitely listening! It’s a lot to consider with new enforcement orders and the Department of Justice and other federal and state regulators emphasizing fair lending from many directions. Let’s review recent releases about the focus of fair lending awareness campaigns, expansion of redlining concepts, and recent enforcement actions. We’ll discuss the data analytics from the 2021 HMDA Data and the push to understand how that should shape my bank’s efforts going forward in this crazy inflationary time of rising rates. It’s a great time for a TRID refresh too, so we can be sure to consistently comply with some of the most protective rules and regulations applicable to consumer mortgage loans in our lifetime. Just because we’ve been closing these loans for a while doesn’t mean it is all being done correctly!
The guiding concepts of fair and transparent banking of our communities affect our entire relationship with our consumer and our commercial customers. Is there noticeable and appreciated value in the products and services we offer? We’ve got new flood insurance frequently asked questions (FAQs) to discuss and we certainly can’t forget the associated risks as we dig deeper into Fair Credit Reporting Act issues around Furnisher responsibilities, permissible purpose and even Equifax remediation. We’ve got new exposure surrounding environmental social governance issues affecting our institution and our customers. We’ll hit every hot button and root out the lurking problems to find a great solution to our challenges!
Come join us for an information packed session to learn all about the extensive list of confirmed topics! Our “to do list” just got a little longer – but together we can work smarter rather than harder! Don’t forget to bring your sense of humor and a brain ready to absorb lots of great tips and tools!