2022 Spring Compliance Conference
Thursday, May 12, 2022
9 AM – 4 PM (EST)
South Carolina Bankers Association members: $345 • Non-members: $895
Please register before May 2, 2022
With the implementation of the revised, modernized Uniform Residential Loan Application (URLA), new compliance issues and opportunities are on the rise. The new appearance enhances consumer understanding and ease of use, along with increasing lenders’ data-capture opportunities and improved ability to fulfill evolving compliance obligations. There are new URLA features, fields, and format to learn as you prepare for updated compliance reviews and audits following implementation of this critical mortgage-loan document effective March 1, 2021. This session will detail the new URLA’s five sections, offer compliance and training tips, and explain the subtle formatting features and enhanced data collection elements. Familiarize yourself with the new URLA and explore additional resources, including application tools for non-English speaking applicants.
In compliance, everything is closely related! Our session will also cover the integral compliance rules and regulations that affect how we gather and process consumer mortgage loan transactions, from cradle to grave. Fair Lending is an extremely high priority for the new Presidential Administration and Fair Credit Reporting Act continues to make headlines due to its broad coverage on almost every adult in the United States. Let’s catch up on some of the blazing hot buttons including TRID, ATR, QM, Privacy and E-Sign requirements. Our session will help you fit all the pieces of the puzzle together in a compliant manner to ensure we’re ready for the new Administration’s enforcement priorities.
ABOUT THE SPEAKER: PATTI JOYNER, FINANCIAL SOLUTIONS
Patti Joyner is a dynamic speaker and leader with strong, intuitive management skills, and a deep conviction that “excellence is not optional.” She has extensive experience in working with financial institutions, bank data processors and governmental agencies. Patti has more than 40 years of experience in the financial industry as an entrepreneur and financial institution executive. She is a Certified Public Accountant, skilled regulatory compliance consultant, bank operations specialist, system automation designer and an enthusiastic regulatory compliance instructor who believes in providing real-world solutions ready for immediate implementation.
Patti founded Financial Solutions in 1990 to offer financial institutions complete, cost-effective regulatory compliance solutions, thereby eliminating an institution’s need to rush to increase overhead. The company specializes in providing regulatory compliance assistance for financial institutions through policies, programs, on-site compliance reviews and customized training.
PLEASE REGISTER BEFORE MONDAY, MAY 2, 2022
Due to necessary commitments and expenses, there will be no
refunds of registration fees after noon on Monday, May 2, 2022.
SUBSTITUTIONS CAN BE MADE.
If you have questions, please call the SCBA at 803.779.0850
9:00 a.m. Registration, Coffee and Pastries
9:30 a.m. Business Session
1:00 p.m. Business Session Resumes
4:00 p.m. Adjournment
Who Should Attend
This informative session will benefit:
• All regulatory compliance personnel
• Mortgage loan officers
• Loan processing and closing staff
• Mortgage quality-control staff
• Anyone who completes or relies on the URLA