2020 South Carolina Bankers School
The South Carolina Bankers School (SCBS) provides the practicing banker an integrated and complete set of usable courses covering all aspects of banking, as well as overall bank management. The School fosters academic and social interactions with fellow bankers conducive to joint bank problem solving at the School and later in the workplace. The curriculum is designed as a stepping stone to graduate banking schools and will provide benefits for the duration of one’s banking career. This excellent intermediate-level education is one of the premier state banking programs in the country.
The SCBS offers general educational experiences in many phases of banking. Students are expected to be junior- and mid-management-level officers or administrators. Throughout the three-year program, students are challenged to learn more about their responsibilities while preparing for future advancement. Students acquire a better knowledge of the total scope of their organizations and the role of the financial services industry in the economy. Though rigorous, the South Carolina Bankers School provides an informal atmosphere which allows students to respond in an enthusiastic manner to the classroom instruction. Even though the schedule and work are demanding, the School provides time for building relationships through socialization outside of the classroom.
SCBS is held at Lander University, located in Greenwood, South Carolina. The campus is conveniently designed for students to be housed in nearby dormitories and dine in the university’s modern facilities.
- Be an officer, director or an employee of a commercial bank or other approved financial institution;
- Have a college degree and two years of banking experience, or a high school diploma and five years of banking experience;
- Be recommended by the bank’s CEO or executive management.
- In addition, applicants who are accepted are required to participate in all three resident sessions of the School, to attend all classes and evening sessions and to complete the home study problems.
FACULTY AND CURRICULUM
SCBS faculty is a blend of the best from the banking, professional and academic worlds. Many of the passionate faculty members have been associated with the School for several years. Faculty and curriculum are carefully evaluated by the SCBS Course Coordinators, Board of Directors, students and School Administrator to ensure that students receive the highest quality and most relevant instruction available. This review of the School continues to assist the personnel of banks in meeting the changing demands of the banking industry.
Attendance is mandatory. All applicants will agree to attend all classes and social events planned by SCBS during the resident session and to complete the required work, including home study problems. Full participation in all classes and other required social events is expected. Absences may be excused only because of illness, catastrophe or extenuating circumstances, based on a written statement submitted prior to or during the School week to the School Administrator. The excuse must be signed by the student, approved and signed by his or her CEO or supervisor, and further approved by the School Administrator and the Executive Committee of the School Board of Directors. Business appointments, member contacts, and travel convenience are not considered “extenuating circumstances.” If your absence is unexcused, and you opt to miss class, you will not receive credit for your School week.
An examination based on the lectures and prepared from questions submitted by the faculty will be taken by first and second year students. Third Year students will not take a final exam.
HOME STUDY PROBLEMS
Three home-study problems are required between the first two years. Successful completion of the home-study problems is a prerequisite for advancement to the next year and required for graduation.
Third-year students will participate in a bank simulation program called BankExec. This course consists of 26 hours of instruction by Dr. Ron Best. In addition to actual course instruction, students are required to spend time outside of class preparing their BankExec assignments. The first and second-year curriculums are designed to prepare students for BankExec, which is the culmination of the learning experience at SCBS. Working in teams, students make operating, lending and pricing decisions for six fiscal quarters that influence bank profitability and bank stock prices. The teams make decisions based not only on their own communities, but the entire national economy. Bankers learn to respond to changing situations that closely parallel the real world of banking, and in doing so, experience the challenge of managing a bank with the help of one-on-one instruction from the South Carolina Bankers School faculty. Each team will also prepare an oral presentation and present it to a panel of judges.
Completion of the South Carolina Bankers School is based on satisfactory attendance and performance in all scheduled classes, lectures and planned social events, preparation of all assigned work, and satisfactory and on-time completion of all home study assignments. Third-Year students who successfully complete the course of study and BankExec program will be awarded diplomas during graduation exercises.
Students will be housed on Lander University’s campus. Bed linens, towels and hand soap will be furnished, but students may wish to bring their own. Students desiring them should bring a desk lamp, television (rooms have basic cable) and/or alarm clock. Please do not bring any valuables. SCBS is not responsible for lost or stolen items.
All meals will be provided except for Tuesday and Wednesday nights, when students are free to make their own arrangements. Breakfast and lunch will be available in the Grier Student Center Dining Hall Monday through Friday.
Students are expected to work very hard and be in class all day. However, it is important to allow time for networking and fun. The School will host special evening functions throughout the week. SCBS fosters a cordial environment for students to get to know each other outside of the classroom which allows students to make connections throughout their three years that will last a lifetime.
The School is conducted in an informal workshop atmosphere. Casual clothes are recommended for wear throughout the week. Classrooms are air-conditioned so students should bring appropriate clothing. Business attire is required for graduation.
CODE OF ETHICS AND CONDUCT
The South Carolina Bankers Association and the SCBS recognize that it takes more than quality education and a commitment to the bankers that it serves to be successful in accomplishing our mission. We rely heavily on our solid reputation for honesty, fairness and ethical conduct to attract our students, recruit quality instructors and retain the high level of bank support and respect that we have worked so hard to achieve. Our reputation ultimately rests on the good judgment and personal integrity of everyone – staff, students, instructors, and all other individuals and organizations who are involved with the SCBA/SCBS. Any variance from the standards established by this code shall be unacceptable.
Tuition, room and board fees are as follows: Member banks: $1,450; Non-members: $2,150.
All students must submit the Application form along with payment by Monday, April 30, 2020. In the event an applicant is not accepted, fees will be refunded. In the event of a cancellation, the tuition fee will be refunded if the SCBS office is notified prior to June 1. After June 1, one-half of the tuition fee will be refunded. No refunds will be made after June 30 and in the event of a withdrawal after the School Session has begun.
FIRST YEAR: Foundation
- Analyzing Bank Financial Performance
- Consumer Credit/Home Mortgage
- Cybersecurity and Banking
- Driving Digital Transformation in Banking
- Economics/Money and Banking
- Marketing, Sales & Client Engagement
- Sources of Non-Interest Income
- Understanding CAMELS Ratings/Working with Regulators
SECOND YEAR: Application
- Analyzing Real Estate Appraisals
- Asset/Liability Management
- BankExec Preview
- Bank Investments
- Banking Law
- Capital Planning/Strategic Thinking
- Commercial Lending
- Effective Negotiations
- Labor and Employment Law
- Lending for Non-Lenders
- Why Try to Comply?
THIRD YEAR: Integration
- Funding Alternatives
- Managing IRR and Liquidity Risk in the Current Environment
- Political and Social Advocacy for Banking
- Presentation Skills
WHAT HAPPENS AFTER CLASS?
Activities are planned certain nights during the week. Take advantage of the social time. These are great opportunities for you to meet other Bankers School attendees. Talk to the upperclassman, often times they have social events planned as well.
WHAT IS THE DRESS CODE?
Casual – shorts and sandals are appropriate. The classrooms are very cold, so be sure to bring a jacket! Business attire is needed for Graduation.
WHAT IF I HAVE QUESTIONS THROUGHOUT THE WEEK?
Everyone is willing to help. Ask your instructors, ask second and third year students or ask the SCBA staff.
SHOULD I PRINT OUT ALL THE NOTES?
If you like to take notes, print out the materials before you come to Bankers School. If not, make sure you have access to them on your laptop or iPad.
IS THERE WIFI?
There is WiFi, but save materials to your desktop just in case.
HOW HARD IS THE EXAM?
Your instructors help you prepare, take advantage of the study times given. Or, grab a beverage and have group study time! Don’t stress the entire week about it though.
I’VE NEVER BEEN TO LANDER, HOW WILL I KNOW MY WAY AROUND?
Once you arrive, you’ll get a map of the campus with all of the locations you need to know. Plus, there are plenty of Lander staff and SCBA staff at registration to help you.
I’M WORRIED I WON’T KNOW A LOT OF THE INFORMATION TAUGHT. SHOULD I TRY TO LEARN ANYTHING BEFORE COMING?
That’s what Bankers School is all about! There are several different types of people in your classes ranging from IT and Accounting to branch managers and mortgage lenders. You won’t be out of place!
Packing List suggestions from previous students:
WHAT TO BRING FOR CLASS:
- Casual Clothes
- Sweater / jacket (it’s really cold–even the guys think so!)
- Cell phone / tablet to download the Bankers School App
- iPad or laptop
- Notebook and pen
WHAT TO BRING FOR SOCIAL TIME:
- Stocked Cooler (there is an ice machine on campus)
WHAT TO BRING FOR YOUR DORM:
- Hand soap
- Twin bed sheets, an extra pillow and blanket, if you don’t want to use what is provided
- Fan to help to drown out noise and keep your room cooler
- Clorox wipes – if you’re a neat freak!
- Snacks / beverages (there isn’t a refrigerator in your room)
- Small lamp
- Towels are provided, but you may want to bring your own if you prefer larger towels
- Shower shoes or flip flops
Are you a graduate of the South Carolina Bankers School? Stay in touch with your Association. There are many ways to get involved by participating on various committees, attending educational and professional development events, advocating on behalf of the industry, promoting financial literacy and much more. One of the most important initiatives of the SCBA is to facilitate peer-to-peer interaction for our member banks and business-to-business interaction for our banks and associate members. An intangible benefit of membership in the SCBA is the lifelong relationships offered through attending and participating in many of our events. STAY CONNECTED!
This award is presented to the student with the highest cumulative average over a three-year period at the South Carolina Bankers School.
Ms. Magalis was an Executive Assistant of the South Carolina Bankers Association for many years.
Year – Recipient
1982 – George W. Burdette
1983 – Joe E. Burns
1984 – Mary C. Jordan Green
1985 – Karon R. Heape
1986 – Julie M. Pell
1987 – Tracy A. Meyers
1988 – Sheryl G. Sharry
1989 – Donna S. Vaughn
1990 – Burise C. Bittle, Jr.
1991 – Robert A. Hunt
1992 – Gary T. Derrick
1993 – Joan Beverly Tyler
1994 – Donna J. Webb
1995 – Eugene B. McCutcheon, IV
1996 – David Hull
1997 – Nina S. Nelson
1998 – L. Mark Williams
1999 – Elizabeth R. Madden
2000 – Daryl H. Griner
2001 – Deborah Ann Burroughs
2002 – Louis Hite Anderson
2003 – Randall C. Traynham
2004 – Teresa K. Larkin
2005 – Robert Scott Stamps
2006 – Sherry D. Coker
2007 – Lakita Scotland -Brown
2008 – Katherine Dalton
2009 – W. Wes Bryant
2010 – Jennifer D. Walters
2011 – Colin M. Griffin
2012 – William R. Johnston
2013 – Christopher S. Roberts
2014 – James G. Hamner
2015 – Timothy G. Lane
2016 – W. Ryan Griffin
2017 – Allison P. Stout
2018 – Casey Maddox & Alison Van Wagner
2019 – Lynn Burgess