9:00-9:30 a.m. – Registration
Coffee and Pastries
9:30 a.m. – Business Session
Fred Gilmer III, Chairman, SCBA Community Bankers Division and Executive Vice President, Southern First Bank, Greenville, SC
9:35 a.m. – Wealth Management Opportunities for Community Banks
R. Thornwell Dunlap III, President and CEO, Countybank, Greenwood, SC
Walter B. Todd III, President and Chief Investment Officer, Greenwood Capital, Greenwood, SC
All community banks are seeking non–interest income. Wealth management revenue creates an opportunity, but it has unique challenges. We will share our experiences as we launched our wealth management unit and will discuss opportunities for other community banks. There will be time for Q & A after the presentation.
10:40 a.m. – Networking Break
11:00 a.m. – Loan Pricing in a Rising Rate Environment
Omar A. Hinojosa, Senior Consultant, Taylor Advisors, Louisville, Kentucky
Prime Rate is up 2% and heading higher. What should you be doing with new loan origination to capitalize on higher rates while staying competitive? We will examine the trade-off between floating, adjustable, and fixed rate loan structures in a rising rate environment and provide some takeaways on how to create slope in a flattening yield curve.
11:40 a.m. – Regulatory Panel – Current Areas of Emphasis on Regulatory Examinations
Panel Moderator: Fred L. Green III, President and CEO, South Carolina Bankers Association, Columbia, SC
Jeffery L. Burgess, Territory Supervisor, Federal Deposit Insurance Corporation, Charlotte, NC
Robert L. Davis, Commissioner of Banking, State of South Carolina Board of Financial Institutions, Columbia, SC
Matthew Soniat, Senior Manager—Supervision, Regulation, and Credit—Community and Regional, Federal Reserve Bank of Richmond, Richmond, VA
Kelton Taylor, Acting Assistant Deputy, Comptroller, Comptroller of the Currency, Charlotte, NC
12:30 p.m. – Luncheon and Sponsor Meet and Mingle
1:30 p.m. – Funding Strategies in a Changing Deposit Marketplace
Danny Capitel, Regional Director, Promontory Interfinancial Network, Atlanta, GA
Over the last decade, deposit gathering was not a priority for many banks. Liquidity was plentiful and loan growth was the primary focus. However, over the last year we have seen a shift as increased loan demand has absorbed excess liquidity, the Fed has begun to unwind its quantitative easing policy, internet-only banks have grown market share, and the nation’s largest banks have shifted their deposit gathering priorities, all leading to a more competitive deposit market in a rising rate environment. In addition, regulatory changes have impacted how banks view different types of deposits. This session will offer some ideas for creating a well-defined deposit growth strategy leveraging both “on” and “off” balance sheet opportunities.
1:50 p.m. – State of the Banking Industry, Focusing on the Carolinas
Eric Lawless, Principal, Head of Corporate Development, FIG Partners, LLC, Atlanta, GA
Matthew Veneri, Managing Principal & Co-Head of Investment Banking, FIG Partners, LLC, Atlanta, GA
Where are we in the M&A cycle for community banks, what is driving value and how open is the capital window?
2:45 p.m. – Closing Remarks
3:00 p.m. – Adjournment
The Community Bankers Forum has been approved for 5 CPE credit hours
Tuesday, October 30
9 a.m. – Registration
9:30 a.m. – 3: 30 p.m. – Forum
Courtyard by Marriott Columbia Downtown at USC
630 Assembly Street
For more information, contact Anne Gillespie by email at email@example.com.