9:00 – 9:30 a.m. – Registration/Coffee and Pastries
9:30 a.m. – Business Session
Welcome and Opening Remarks
William C. “Bill” Barker, Chairman, SCBA Credit Committee; and Senior Credit Officer, Oconee Federal Savings & Loan, Seneca, SC
9:35 – 10:25 a.m. – Designing an Effective Liquidity Management Framework and Contingency Funding Plan
Shawn O’Brien, President, QwickRate, Marietta, GA
Is your institution effectively managing liquidity and contingency funds? This session outlines an effective framework for measuring, monitoring, and managing liquidity in today’s volatile economic environment. This includes defining applicable metrics for measurement, establishing an effective early warning monitoring system, and a thorough discussion regarding how to develop a fully compliant contingency funding plan.
10:25 – 10:45 a.m. – Networking Break
10:45 – 11:40 a.m. – Credit Risk – Where Are We Now?
Kelly Maher, National Bank Examiner, Office of the Comptroller of the Currency, Charlotte, NC
A regulator’s perspective on current and emerging credit risks in the banking system today and what bankers should be thinking about, and prepared for, in addressing these risks.
11:40 – Noon – The State Board of Financial Institutions: Observations from the Commissioner
Robert L. Davis, Commissioner of Banking, State of South Carolina, Columbia, SC
Noon – 1:00 p.m. – Luncheon
1:00 – 1:45 p.m. – Flying Blind into the Next Recession
Mark Zmijewski, Director, Credit Risk, The Risk Management Association, Philadelphia, PA
The banks best positioned to weather the next recession will be the ones that learned from previous downturns. It doesn’t pay to fly blind. Evaluating your exposures – and opportunities, through the lens of the business cycle will make for fewer surprises and position you well when expansion inevitably returns. Whether at the end of the credit cycle or beginning of an economic downturn there are essential fundamentals to consider in an uncertain economic period.
1:45 – 2:50 p.m. – Making Sense out of Chaos
Frank Hefner, Professor of Economics and Director of the Office of Economic Analysis, College of Charleston, Charleston, SC
Making decisions in an uncertain economic environment has always been difficult. It may seem that policy is more chaotic and uncertain than in the past. What kinds of trends and underlying dynamics will drive the economy in the near future? In this session we will wrap up 2018 and look ahead to 2019.
2:50 p.m. – Closing Remarks
3:00 p.m. – Adjournment
Tuesday, December 4
9 a.m. – Registration
9:30 a.m. – 3 p.m. – Conference
Inn @ USC Wyndham Garden
1619 Pendleton Street
CPE Credit Available
November 30 @ Noon
The 2018 SCBA Credit Conference has been developed to provide bankers with essential information to make your bank more profitable and competitive in the coming months. We also are encouraging the new generation of lenders to register.
For more information, contact Anne Gillespie by email at firstname.lastname@example.org.