2018 Safety and Soundness Workshop

The 2018 Safety & Soundness conference will shed light on how regulators are viewing our industry today and what risks they see moving forward in 2018. Topics discussed will include cybersecurity, CRE concentration issues, compliance, succession planning and the major issue of ERM and it’s direct correlation to CAMELS. These and other issues will be raised and discussed with our panel of regulators and we hope you will be able to join us for this look into our industry in 2018.

AGENDA

8:30 – 9:00 a.m.       Registration, Coffee and Pastries

9:00 – 9:30 a.m.      CAMELS vs. ERM – Two Sides of the Same Coin?

Karl Nelson, Founder & CEO, KPN Consulting, Roswell, GA

One of the major issues arising from our last banking crisis is the concept of Enterprise Risk Management (ERM). In short, this is a continuation of forward-looking risk management principles originally established in 1996 with Interest Rate Risk, however, for most of us, it has become a new and more difficult method for managing risks. Will ERM replace CAMELS or are they different concepts? Our session will focus on this issue as we all work on creating better risk management techniques.

9:30 – 10:00 a.m. Capital Adequacy Discussion

Karl Nelson, Founder & CEO, KPN Consulting, Roswell, GA

We see an interesting discussion around Capital in our future and nothing holds as much opportunity or difficulty than the question of “How much Capital is Enough?”. This presentation will address some of the key criteria for establishing the “right” amount of Capital and discuss how we see regulators managing this issue going forward.

10:00 – 10:30 a.m. Asset Quality Discussion

David Ruffin, Director-DHG credit risk management, DHG, Raleigh, NC

There are good reasons for our regulators’ concerns over real estate lending and this presentation will highlight the issues of higher risk loans seen through the lens of charge-off experience during the crisis. We will also focus on loan portfolio stress testing and why this will become the new normal.

10:30 – 10:45 a.m. Networking Break

10:45 – 11:15 a.m. Management Discussion

Mitchell Klein, Chief Risk Officer, Ncontracts, Brentwood, TN

We see our regulators spending more time on this rating in the future as they continue looking for sound practices around such issues as the strategic planning process, enhanced risk management concepts, and making certain our Boards of Directors oversee the Risk Profile of our organizations in the future.

11:15– 12:00 p.m. Morning Panel Discussion

The panel of senior representatives from the OCC, FDIC, Federal Reserve Bank, and the State Banking Department will share their views with our participants on the three morning sessions.

12:00 – 1:00 p.m.     Luncheon

1:00 – 1:30 p.m.       Earnings Discussion

Shawn O’Brien, President, QwickRate, Marietta, GA

With earnings for the industry back on track, we look to what could be a problem should the expected rise in longer term rates finally take place. The investment portfolio along with fixed rates loans in that portfolio could spell trouble for our bankers and this presentation will focus on how we approach this subject in 2018.

1:30 – 2:00 p.m. Liquidity & Funds Discussion

Danny Capitel, Regional Manager, Promontory Interfinancial Network, Atlanta, GA

The focus of this session is on how we measure liquidity risk and what kind of policies and procedures are needed in order to maintain a sound “L” grade. This presentation and response is particularly important to bankers as we wrestle with the shortcomings of a short funding concept coupled with a need to take on longer-term assets for profitability. What is the best core/wholesale funding concept for our industry and how do our examiners see this issue?

2:00 – 2:30 p.m. Networking Break

2:30 – 3:00 p.m. Sensitivity Discussion

Al Forrester, CEO, FICast Data Corporation, Woodstock, GA

Though this issue has been on the radar for over fifteen years, our regulators are as concerned with this topic as any other as we enter 2018. Understanding your own IRR model and making certain that your Board is involved with this issue is a major issue facing our industry in the future. This presentation will focus on how modeling works with an emphasis on Economic Value of Equity as the key concern for 2018. We will examine the difference between planning and risk with an eye toward how stress testing has become the central issue in this rating.

3:00 – 4:00 p.m. Afternoon Panel Discussion

The panel of senior representatives from the OCC, FDIC, Federal Reserve Bank, and the State Banking Department will share their views with our participants on the three afternoon sessions.

4:00 p.m. Conference Adjourns

Who Should Attend?

Directors, CEOs, CFOs, Chief Risk Officers, Compliance Officers, Senior Management.

Date of Event:
February 6, 2018

Time:
Registration: 8:30 a.m. – 9:00 a.m.
Business Session: 9:00 a.m. – 4:00 p.m.

Location:
Inn @ USC Wyndham Garden
1619 Pendleton Street
Columbia, SC

6.3 Hours CPE Credit Available

Questions?
Contact Anne Gillespie
agillespie@scbankers.org

Fees:
$315/Member
$800/Non-Member

Lunch is included

Registration Deadline:
January 26

Refund Deadline:
February 2

Substitutes Welcome